Rhydian Lewis


CEO and Founder

Rhydian founded RateSetter in 2010 believing there was an opportunity to open the asset class of loans to everyday investors. In 2017, Rhydian was awarded an OBE in recognition of the work that he and RateSetter have done towards inclusion in financial services. Rhydian’s aspiration is that the interest rates on RateSetter will come to be seen as benchmark rates for investors. To date, over £2bn has been lent through RateSetter and the platform has more than 250,000 active customers.   Prior to founding RateSetter, Rhydian spent six years at the financial advisory and asset management firm Lazard. He graduated from Bristol University with a double first in Modern Languages.

Event Sessions Featuring Rhydian Lewis


Myth or reality? Fintech is expanding access to financial services

London Summit 2018 - Monday 26 March 2018

  • Ratesetter’s Lewis says it’s underestimated how hard it is to access financial services on the investor side and that P2P is helping with that.
  • Baclin agrees that more than 10 years later P2P lending is still radical in the way it opens access to finance for both borrowers and lenders.
  • Lockhart says fintech has the ability to give customers a much better experience than traditional financial services as well as exposure to an asset investors may not have had access to before.


The search for yield: the role of alternative investments in a post‐Brexit environment

AltFi Europe Summit 2017 - Thursday 30 March 2017

Articles By Rhydian Lewis

Articles Featuring Rhydian Lewis

Metro Bank to acquire RateSetter for up to £12m

3rd August 2020 | Oliver Smith

Fintech's new era didn't begin with COVID-19

3rd June 2020 | Daniel Lanyon

Ratesetter ISA tops £175m in first year

12th February 2019 | Roger Baird

Ratesetter ISA hits £170m in first year

23rd January 2019 | Roger Baird

Ratesetter tops £3bn loans milestone

15th January 2019 | Roger Baird

A year in fintech & alternative finance: part 2

14th January 2019 | Roger Baird

UK alternative finance market swells 35% in 2017

23rd November 2018 | Daniel Lanyon

Investors flock to RateSetter’s ISA

15th June 2018 | Ryan Weeks

Starling boss Anne Boden gets gong

11th June 2018 | Ryan Weeks

RateSetter opens transfers-in for IFISA

2nd May 2018 | Ryan Weeks

Fintech working groups proliferate

19th March 2018 | Ryan Weeks

RateSetter to launch IFISA tomorrow

7th February 2018 | Emily Nicolle

Ratesetter - Savers want better returns, not more protection

27th January 2017 | Lisa Walls-Hester

Three investor ‘deal sweeteners’ on offer by P2P platforms

21st October 2016 | Daniel Lanyon and Ryan Weeks

UK Alternative Finance Back on Song?

6th October 2016 | Sam Griffiths

RateSetter posts £4.9m loss in 2015-16

19th September 2016 | Ryan Weeks

Reasons to be cheerful

20th July 2016 | Ryan Weeks

Can it really be “business as usual”?

19th July 2016 | Ryan Weeks

Capify says SMEs positive post-Brexit

4th July 2016 | Ryan Weeks

UK votes Leave – AltFi leaders react

24th June 2016 | Ryan Weeks

In defence of marketplace lending in the UK

11th May 2016 | Ryan Weeks

RateSetter Recruits Chief Risk Officer

9th May 2016 | Ryan Weeks

FSCS to encompass peer-to-peer lending?

15th April 2016 | Ryan Weeks

IFISA Goes Live

6th April 2016 | Guglielmo de Stefano

RateSetter Joins Forces With SyndicateRoom

22nd March 2016 | Ryan Weeks

RateSetter Goes “Easy Access”

17th February 2016 | Guglielmo de Stefano

RateSetter Posts Details on IFISA Offering

8th February 2016 | Ryan Weeks

BBB to Lend to SMEs Through RateSetter

10th December 2015 | Ryan Weeks

International Expansion: Recent Trends in a Nascent Industry

9th December 2015 | Guglielmo de Stefano

RateSetter Australia launches Sharing Economy Trust Index

7th December 2015 | Guglielmo de Stefano

The Investors Pick Their Winners

19th November 2015 | Sam Hodges

The Redcoats are coming!

11th November 2015 | Ryan Weeks

Deadline Day

30th October 2015 | Ryan Weeks

RateSetter Turns Five, Tops £800m Mark

6th October 2015 | Ryan Weeks

RateSetter Shifts Emphasis to Scale

21st September 2015 | Ryan Weeks

The Next Great British Export?

27th July 2015 | Ryan Weeks

RateSetter Strikes Deal With eMoov

24th July 2015 | Ryan Weeks

The “Innovative Finance ISA” Arrives

8th July 2015 | Ryan Weeks

End of ISA Saga in Sight?

3rd July 2015 | Ryan Weeks

P2P ISA Announcement, Just Days Away

1st July 2015 | AltFi

AltFi Launch Journal of Disruptive Finance

16th April 2015 | Georgina McCreadie

RateSetter Get Creative

13th April 2015 | AltFi

RateSetter enters Pension Market

7th April 2015 | Georgina McCreadie

Neil Woodford Backs P2P Lending

30th March 2015 | Georgina McCreadie

RateSetter Makes Shrewd Appointment

10th March 2015 | Ryan Weeks

Swell of Support for Third ISA Type

17th December 2014 | Ryan Weeks

The First Flickers of Market Consolidation?

12th December 2014 | Ryan Weeks

Exploring Perceptions of the FSCS Scheme

2nd December 2014 | Georgina McCreadie

LendIt Europe Roundup

18th November 2014 | AltFi

RateSetter Begins Life Down Under

11th November 2014 | AltFi

P2P Platforms Explore the ISA Opportunity

29th October 2014 | AltFi

The AltFi Awards Winners are Announced

24th September 2014 | AltFi

Another Milestone Falls For RateSetter

8th August 2014 | AltFi

RateSetter Targets IFA Market

15th July 2014 | AltFi

The AltFi Frontline: Unheralded Developments

23rd June 2014 | Ryan Weeks

The Small Town P2P Pioneers

2nd June 2014 | AltFi

RateSetter Pull Saver Protection Stunt

16th April 2014 | AltFi

RateSetter Go Down Under

9th April 2014 | AltFi

A Challenge to the Throne?

8th April 2014 | AltFi

Huge Moment for P2P Sector

19th March 2014 | AltFi

The Breakout Room at AltFi

13th March 2014 | Ryan Weeks

AltFi Summit 2014 Sponsors’ Breakfast Interviews

10th February 2014 | Ryan Weeks

RateSetter and GiffGaff Unite

25th November 2013 | AltFi

FCA review – the impact on P2P lenders?

3rd October 2013 | David Stevenson