Robert Stafler

Fintex Capital

CEO and Founder

Since our firm’s inception, Robert leads the activities of Fintex Capital as Chief Executive.

Rob is a veteran investor in alternative credit. His involvement in marketplace lending started as early as 2007, which is when the Fintech industry was born. At the time, Rob invested in a young German fintech start-up, auxmoney GmbH, as an early-stage seed investor. For the next 7 years, Rob actively participated in growing the company and shaping its nascent marketplace for consumer loans. Today, auxmoney is continental Europe’s largest online lender, having given birth to well in excess of €2 billion worth of loans. Since 2016 Fintex is the only multi-institutional investor on auxmoney’s marketplace for loans, having purchased receivables originated by auxmoney for in excess of €250 million.

Prior to this, Robert worked at JPMorgan and JPMorgan Cazenove in Investment Banking for close to a decade with a focus on Debt and Equity Capital Markets. In 2007, he also co-founded Excellion Capital, a successful London-based merchant banking boutique combining real estate debt advisory with principal investments.
 

Come and see Robert Stafler speak at the AltFi Buy Now, Pay Later Forum 2022 on 1st March 2022

Event Sessions Featuring Robert Stafler


Fireside Chat

Bringing in the big bucks

The Alternative Property Forum - Tuesday 19 June 2018

  • Fintex today manages $130m across German consumer loans, US consumer loans and UK property loans. It only manages institutional funds, and in property lending it always lends its own money alongside its investors’, on a subordinated basis.

  • The firm uses Luxembourg securitisation vehicles because Luxembourg regulation is favourable to investors.

  • Robert is very much of the opinion that UK property is a multi-faceted asset class – a ‘massive market’ that could be sliced and diced in many different ways.

  • Fintex’s ‘trick’ to earning premium returns without taking undue risk is essentially to provide an extra layer of oversight over a partner lender’s due diligence processes, through the use of technology, to ensure that all the right questions have been asked of a borrower. At the end of the underwriting process, Robert thinks Fintex can identify exactly why a borrower would have been rejected by a bank, and can then determine whether that borrower remains bankable.


Panel

Institutional investment: Early adopter insights

AltFi Global Summit 2017 - Tuesday 7 November 2017


Panel

Standardisation, positioning, or track record: What's the key for long‐term capital managers?

AltFi Europe Summit 2017 - Thursday 30 March 2017



Articles By Robert Stafler

PropTech Lending: High Tech vs. Old-School Underwriting

6th November 2017 | Robert Stafler



Articles Featuring Robert Stafler