Tim Waterman

Zopa Bank

Chief Commercial Officer

Tim is charged with leading on all of Zopa’s lending products, including its unsecured personal loans, credit card and secured car finance. He is responsible for customer acquisition, credit risk management, pricing and the growth strategy of the lending products.

Tim has 14 years’ experience in consumer lending businesses specialising in data, analytic and technology led innovation. Before Zopa, Tim was Chief Marketing Officer at Lendable where he led the growth of its unsecured personal loan product and evaluation of new product opportunities. Prior to Lendable, Tim was Chief Analysis Officer at Oakbrook finance. Tim started his career at Capital One.

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