Weimin Miao is the Operations Lead of the Credit Research Initiative (CRI) at the National University of Singapore. He manages all the CRI internal operations and external collaborations and oversees all the 6 teams of over 45 staff. He has extensive knowledge and experience in credit risk high-tech, publishing cutting-edge research results in top journals and developing sophisticated practical solutions for financial institutions; for instance, the BuDA (Bottom-up Default Analysis) for IMF’s scenarios analysis in policy work. He holds a bachelor in Math from Peking University, a master in Operations Research from University of Chinese Academy of Sciences, and a PhD in Math from National University of Singapore. CRI has been publishing the Probabilities of Default and Actuarial Spreads for 60,000+ public firms in 120 economies since 2010. CRI also provides bespoken credit solutions customized to clients. For example, it is providing a Singapore-based SME lending platform with a sensible solution in capturing SME firms’ default risk at both industry and company levels.