Research Report

Digital Banking

Digital Banking State of the Market Report 2022

AltFi’s Digital Banking State of the Market Annual Report is the most comprehensive overview of the digital banking landscape in 2022.

 Digital Banking State of the Market Report 2022

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AltFi’s Digital Banking State of the Market Report is our 2022 edition of the most comprehensive annual overview of the digital banking landscape.

Our landmark report this year explores the key trends in Europe’s vast digital banking market, including insights on the cost of living crisis, an exclusive interview with N26’s co-founder Maximilian Tayenthal and a deep dive into the US digital banking sector.

Get exclusive access to AltFi’s Digital Banking State of the Market Report 2022 and explore some of our topics including:

Section 1 - The State Of European Digital Banking 

Digital banking heavyweights push on across Europe and rebuff suggestions of down rounds.

Section 2 - Can Digital Banking Help Consumers Fight The Cost-Of-Living Crisis? 

Challenger banks may boast newer features than their traditional rivals, but can they help consumers as rising bills start to bite? 

Section 4 - Have Digital Banks Transformed The US Banking Industry? 

Challengers, and incumbents, are battling to survive in one of the world’s toughest financial markets, writes fintech and insurtech strategy consultant Sarah Kocianski. 

Section 6 - 2023: The Year Of The Credit Card Challenger? 

The current economic situation poses some challenging questions for lenders and borrowers alike, but will this dampen or invigorate the demand for challenger cards? 

Section 8 - Inside N26: Germany’s Leading Neobank 

Co-founder Maximilian Tayenthal talks about beefing up N26’s European offensive, his admiration of Starling Bank, and avoiding a funding down round. 

And much, much more...

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