Research Report

Alternative Lending

Peer-to-Peer Lending State of the Market Report 2019

AltFi’s Peer-to-Peer Lending State of the Market Annual Report is the most comprehensive overview of the P2P landscape in 2019.

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This year our landmark report examines not just the UK’s flourishing £6.1bn peer-to-peer lending market, but also the wider story of continental Europe, where an additional €3.32bn is now being lent annually.

Get exclusive access now to AltFi’s State of the Market 2019 and explore topics including:

Section 1: A Snapshot Of UK Marketplace Lending

The UK P2P sector’s period of growth is slowing as demand slips. The big four platforms have entrenched their leadership with few signs of serious challengers emerging.

Section 2: Online Lending In Europe – A Market Overview

The European market for P2P continues to expand but again at a slower pace. Growth of almost 50% is predicted for 2019 – half the rate of the previous year.

Section 3: What Have Returns Actually Been Like?

Returns from P2P loans have been trending downwards for the past two years as loss rates head higher – a sign that loan books that grew quickly in 2016 and 2017 are starting to mature.

Section 4: Lending Platforms’ Advertised Returns

How do advertised returns across property, consumer, business and receivables marketplaces in the UK and continental Europe compare?

Section 5: The Fintex Way

Specialist alternative credit investor Fintex Capital explains its ‘Four Cubes’ strategy for portfolio construction and risk management of P2P loan assets.

Section 6: The World Of Listed Direct Lending

The investment trust research team at Numis Securities analyse the performance of the UK’s listed alternative credit funds.

Section 7: Loan Impairments, Defaults And Recoveries

Damian Webb of insolvency specialists RSM gives an insider’s view of the outlook for loan impairments and defaults in the P2P market.

Appendix – AltFi’s Platform Survey

A database of each UK and continental Europe platform’s offerings, including investment minimums, fees and interest details.

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